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Enlightening:

"Though students at for-profit institutions represent only 11 percent of college students, they make up 44 percent of students who default on their loans, according to the data."

"Several Republicans have criticized the regulations as expensive and unauthorized. They also contend that regulating for-profit colleges should be the role of Congress, not the Obama administration."

Uh.. So according to Republicans, Congress is more qualified to make regulations concerning education than the DEPARTMENT OF EDUCATION? Oh right, it's a Republican congress...

Writing legislation is the role of Congress. Enforcing legislation is the role of the Executive. Civics 101.