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I am working as a software engineer in Sydney too.

There have been many times people forget to pay, or they pay less than they owe, or they low ball a salary offer. I've found by sending a friendly reminder their payment didn't go through, or they sent a wrong amount or insist you're worth what you're worth, and usually I get what I'm supposed to. But on the other hand, when stuff like that happens and if I choose to not speak up, then I'd lose out. By the way, your programming skills are a lot more valuable to people trying to start a business involving technology but don't have any technology skills themselves. People who know programming already are quite cheap in terms of what they offer for work. I started at a low rate freelancing $25 per hour, and as I improved my skills and my sales ability, I increased the rate to $100+ over a period of 5 years. Now that I've graduated I work in a fairly paid full time job. Make lots of money for your customers and you'll make lots of money yourself.