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Ask HN: Third party payment processors?

1 points by zachcowell ↗ HN
I am developer that is going to be building a SaaS that will handle payment processing for a variety of clients, in addition to providing other services bundled in. Can anyone recommend to me an API or service that I can use to handle the payment processing side of things? I was looking at Stripe, but it seems expensive for my needs (2.9% for each transaction would really stack up, unless I'm not looking at the right thing...)

Here's some of my needs:

- My per-seat plans will be 10/100/101+

- Each seat will be doing monthly payments to my client

- Each payment will be anywhere from $1000 to $4000+

Any thoughts? Thanks for the input

3 comments

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YC_rejected
They take that charge because bank itself charges them some 1.9% or so.

Unless you resort to direct bank transfer, its difficult i suppose.

sharemywin
since this is B2B type stuff looks like can you use ACH?
zachcowell
Yeah - thats what I am hearing. I am currently looking into Dwolla - they look like they have a pretty slick API and reasonable rates.