For SSH, mostly just a bash command prompt if I know what I am transferring and whereto/-from, or rsync if archiving or syncing large quantities of files. Otherwise I just type the URL (ftp:// or ssh://) into Nautilus' address bar (Unity and Gnome Shell's default file browser); it usually just works.
Sometimes I fall back to gFTP if the FTP server is finicky.
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[ 3.0 ms ] story [ 18.8 ms ] threadSometimes I fall back to gFTP if the FTP server is finicky.
https://panic.com/transmit/
I don't really use regular old ftp, but if I need to then I usually just install the command-line ftp client, and uninstall it when I'm done.