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Scary.

The absolute most important datum is "How long will I live?" not 90 for sure (like the article says).

Ten years more is my guess for me. Makes living now much easier.

If your $ is not in your bank or mattress don't count on it.

My state wants a constitutional amendment to guarantee teachers pensions.

Having a math mind and reading this brings back the "magic" of money. Some dude fixed my roof magically for money. But pension magic is black magic. Nothing but a trick,Bullwinkle. "Again, wrong hat!"