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This was posted on April 28 2016, but as a user I first heard about this a week ago.

This morning I got an email that now is the time to migrate, and that if I don't migrate by Jan 15 2017 (less than a month??) my bank account will be closed and I'll be mailed a check for my balance.

It feels like a really accelerated migration, and I wonder what % of users they're going to lose.