Ask HN: Should I move to Berlin?
- 5000 Euros/month salary (I have been told that there is 38% tax, not sure if it is more)
- 24 holidays per year
- No ticket back home yearly
- 1500 euros for relocation
- 800 euros yearly educational budget
For my current position I am getting following
- Getting almost same salary (but it is tax free and I save around 4000 euros per month)
- 13 salaries in year
- 24 holidays
- Ticket back home yearly
Given that, I am happy at my current company. My only concern about Dubai is
- You can stay here in Dubai as long as you want but you will never get the permanent residency
- There are small number of good companies so I am not sure about the future here in Dubai if I ever have to leave my current company.
Having looked at the comparison above, if you weigh the pros and cons between Dubai and Berlin, would you recommend me to accept the offer? I don't know much about Berlin, could anyone please tell me how much could I save with 5000 Euros a month of salary
I am really confused and would love to know what would you recommend given your experience in Berlin Germany?
PS. I am a single person, a typical guy, no girlfriend, no night life, spend most of my time on my laptop hacking around. And most of the time, all I need is food and bed. Considering all of that, in a salary of 5000 Euros per month, how much could I save per month after my food and rent expenditures?
79 comments
[ 6.7 ms ] story [ 137 ms ] threadI wish I could explain it better, but my family is a migrant family from the Caribbean to the USA and their move involved costs/benefits similar to yours, and that's my overall impression.
I think with 60k income the taxes are 28%, but there's health insurance and social security insurance, too.
I heard that finding a flat is currently not easy in Berlin. Bergmannstrasse is a lovely "Kiez" (neighborhood).
The scene in Berlin for programmers is nice, lots of meetups (if you are interested in that).
You'll have around 2900 after taxes, and you'll probably spend around 1500 for the normal cost of living (apartment, food, etc). However this varies a lot from person to person, for example sharing an apartment is way cheaper. Rent prices vary by location, and so on.
I'd suggest visiting Germany and seeing if it's something you'll like, the culture, the language, and so on.
- 5k/month -> 60k/year sounds reasonable in general. You might be able to get more, but honestly I don't think that's a bad salary for programming position. Tax sounds about right.
- 24 days of leave seems on the low side of things. I'd expect 28-30 OR more pay. I had 30 in Germany.
- 1500 for the relocation seems low as well. What are you supposed to pay for with that? Flight is covered by the company? What about housing (usually you have 1-2 month of rent to deposit, that might eat a large chunk of this amount already)?
Can't comment on the neighborhood or the current cost of living situation in Berlin, but I feel that I'd stay in Dubai if I were in your shoes. You earn quite a lot of money for later - 12*4k + 5k means that you basically nearly save all the money Germany offers before taxes. You are happy at your company. You fly home for free - no idea how expensive flights between Dubai and Pakistan are, for me this is quite expensive (Singapore -> Germany).
Let me turn this question around: What is it that you _like_ about the offer? Just getting out of "Can never stay forever" Dubai/a different tech zone alone or is the job/location itself interesting?
- The tech scene, lots of meetups and exposure
- Lots of big companies and startups
to name a few.
21 months + good german -> PR
33 months + a bit of german -> PR
Even considering all of this you are losing out on a lot of money moving to Berlin. I left Dubai to work remotely in CPH and love it so far
A small apartment, or a room is around 400 EUR warm if you have little claim to location and equipment. Find out more at immonet. de. The user interface is simple and even if you don't know German, you should be able to use it.
The cost of living for a geek who lives sparingly would be 400 EUR per month. Insurance and miscellaneous costs 150 EUR.
Leaves you with 5000 * 0,5 - 400 - 400 - 400 - 150 = 1550 EUR should be doable as a monthly saving. With a buffer, a monthly saving of 1400 EUR should be possible.
60000 EUR annual salary is ok for the beginning. If you perform well, you should earn a six-digit salary as a Senior Software Engineer, especially in Hamburg, Munich and Düsseldorf. To do this, however, you would have to set the right course at your first job in Germany and not start with less than 75,000.
You will have to wait / work at least 7 years to get German citizenship.
I would aim to get into Switzerland with your skills / knowledge.
I've been to Dubai for vacation, and I found it pretty boring TBH. In Europe you'll have more opportunities to find something interesting, even if now you're a type of guy who would spend much of his time in front of the laptop. Maybe that's because there is just boring in Dubai?
Comparing salary plus benefits is really hard. OP should try to put a number on the value of health insurance etc in Germany.
So there usually is no need at all to save a lot of money just in case, which makes the high tax rate pretty bearable.
Yes you should move to Berlin if you have the chance to get permanent residency or even the citizenship. If you live in Germany, you live in Europe and can relocate to another country within the EU easily. The German citizenship is THE most valuable in the world ( http://www.telegraph.co.uk/travel/lists/most-powerful-passpo... ). The German economy is one of the strongest in the world. You'll live in a free, welcoming and open democracy. I wouldn't care so much about the perks, but about the fact that you're in the EU, and specifically in Germany.
ps: If you got so far to get a job offer with relocation in Germany, you'll also easily find another job here. Maybe not in Berlin, but Munich for example has all the big names: Google, Microsoft, IBM, Autodesk, Salesforce, (the list goes on and is really long).
Rent is quite high at the moment in Berlin as well as in almost any larger city in Europe. It's unlikely that you will be able to find a flat for less than 500 € per month. Depending on your habits, you can get by comfortably with 500 € for food and beverages monthly. This will leave you with at least 2000 € per month for savings.
A 13th salary and 30 days of holidays are quite common in Germany, the latter being a requirement for me personally. Companys that only give you 24 days/year make a cheap impression on me - this is the bare minimum that is required by law but it is uncommon for larger companys.
Also note that you'll only be allowed to apply for permanent residency after 5 years of work.
My advice would be to keep looking. Not because the money isn't good enough, but because the company makes the impression of being cheap to its employees.
from here: https://www.internations.org/germany-expats/guide/15984-soci...
If I were you, I wouldn't move.
Running the tax calculator here:
http://www.brutto-netto-rechner.info/
it says you get 3.275,61 € after tax for 5000 € / month.
However, that already covers all the insurance costs, health insurance, insurance against loss of employment and pension insurance.
And health insurance in germany is a "real" insurance that won't try to get rid of you in case you get severely ill (cancer etc.). Even includes compensatory payments in case you're unfit for work (although your employer may have the right to terminate you if there is no chance of you recovering)
For apartment, prepare to spend around €800 peek around here:
http://www.wg-gesucht.de/wg-zimmer-in-Berlin.8.0.1.0.html
Monthly expenses for food, drinks, socializing would be anywhere between €300 - €600
Try to calculate your net salary:
http://www.parmentier.de/steuer/steuer.htm?wagetax.htmt
On 2900 net, I'm not sure if I moved there although I lived on significantly less money :)
In my opinion, Berlin is a much better place (even with that weather) than Dubai except if you are Java engineer with interest in banking apps like Murex/Calypso/etc. If that's your case, stay in Dubai or switch to Singapore in the next 2-4 years. After that period, you can fly to whenever you like in Europe working in the bank and place you want.
That being said, 3.2k is a good salary in Germany, and housing in Berlin is not as expensive as in Hamburg or Munich, 1000€ will get you a spacious flat for 1 person, utilities included. Food is cheap in Germany, if you can cook a few hounded € per month are enough.
My guess would be that if you have a decent lifestyle, find a not too pricey flat, you can save between around 1000€ per month.
- apartment will be around € 600-700 now (1-2 rooms in a "hip", central location like Kreuzberg, Friedrichshain, Neukölln)
- it's a quite multicultural city, with lot's interesting live styles and culture
- it's a democratic, stable country with a generally functioning law and state
- the weather is cold and rainy especially from November to May
- it's way up north, so less light in winter, more in summer
I would prefer Berlin to Dubai, but I am a Berliner, so ...
> - 24 holidays per year
This is the minimum you have to get for full-time employment in Germany. In many companies you can negotiate more. (worth noting for the future)
I don't know much about Dubai, but from what I understand you'd also have much more to do in Germany. Easier travel to interesting places as well, since you can't throw a rock around there without hitting something historic.
Generally, I'd expect 30 days. That's still the norm.
24 screams "startup" or "we struggled to offer that salary, so we're compensating with less holiday".
I didn't move to Berlin and my reasons were little different. If I were to suggest you I would say move to Berlin and the strongest point is you can get National there with in 3 to 4 years. second strong point is Berlin is turning into European Tech Hub exposure you can get while living Berlin you can't get in Dubai.
Go to Berlin ;)
You'd have to go to Berlin to see what I mean.
That said, it's a gateway to Europe; if you can somehow get a working permit valid in all of Europe, or a path to citizenship, that would be a fantastic opportunity.
As others have mentioned, you'll pay more taxes and you'll be left with less net income, but the amount of social security you get in return is totally worth it. Plus, there's more than enough tech companies in Berlin, so I am sure you can increase your salary over time.