Ask HN: Why aren't QR based payments big in western markets?

3 points by reustle ↗ HN
For example in China you find WeChat Pay and Alipay QR codes at every single shop / food stall / vendor.

What is holding a company like Venmo, PayPal, or even Facebook from implementating a similar system?

To me, it seems the biggest value it brings is the lack of initial investment it takes from a company to add support. Just print a simple QR code on paper or a sticker and you're set. It's not like Western users aren't used to digital payments already.

5 comments

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Because we have apps on our phone that allows us just to press a button and pay for stuff.
In Sweden we have Swish which is pretty well used and supports paying with a QR Code for business.