About, Terms of Use, and Privacy Policy pages

We've all seen "Terms of Use" and 'Privacy Policy" pages on different websites that nobody reads, even when they're forced to pretend they've read them as a condition of signing up, and that create a problem down the road because, well, they're unreadable. And byzantine. And perhaps for this reason, unenforceable in court. So for startups who want to save legal expense, it makes sense to write as much of these documents as possible before paying a lawyer to review them and fill holes. So if you can think of a well-written, clean and simple TOU or PP, please let me know why it's so good and, of course, where I can find it. Thanks!

Similarly, not all organizations have good "about pages." But some do a good job, and their "About" page creates trust in users and encourages loyalty and, therefore, usage. So which "About" pages do you consider effective, and why? Should they necessarily include founder/co-founder/team biographies? Notes on investors? Thanks!