Ask HN: Experiences with web mobile payments library

hey, to understand what's the state of web payment for mobile platforms today.

I just did demo ios [1] and as i do not have android i wish to know how its going on there.

Furthermore, what's the situation when no apple pay , no google pay nor PayPal is installed / setted up ? What's the most friction less mobile web experience on front end library/framework for submitting credit card payments ?

My goal is ultimately use the latest advancement in webpayment for innovative use cases started from QR/NFC -> web

[1] : https://applepaydemo.apple.com/ - works like a charm see here in live http://recordit.co/AZ4ysocLyS