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Ask HN: EU Banks and Their APIs

2 points by dataduck ↗ HN
I'm starting a project that needs reliable interaction with a bank (for buying ETFs) in the EU (Germany, but preferably EU wide). I was surprised to find that there are some banks that don't even have an officially supported public API, and it makes me a bit nervous what the others are like. Does anybody have any experience of which banks offer reliable, easy to use APIs?

4 comments

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jnye131
I’d be more surprised to find a bank with a public API.
recrudesce
Look into OpenBanking and PSD2.
dataduck
I've been looking at both - as far as I can tell, OpenBanking is UK only, and PSD2 only applies to personal data, not making transactions. Am I mistaken?
recrudesce
OpenBanking is what the UK implementation of PSD is. PSD, as far as I am aware, allows you to do payments, and is not limited to just PII.