Fed cut interest rates to near 0, how can I capitalize on this?

Amidst all of the COVID-19 fears, the fed has dropped the interest rates to help prop up the US economy. My question is how can I best benefit from this?

Two thoughts that have been on my mind:

1. Is now the time to get a small business loan for me to test out an idea I've had for a while? This idea requires capital upfront and is outside of the tech industry. I'll need physical space and need to purchase equipment upfront.

2. I have some lingering private student loans, is now a good time to take out a personal loan from the bank (assuming lower interest rates) and transfer my private student loans to a private loan?

3. Ignore this all, hunker down and just keep saving as normal?