Ask HN: Who provides the most flexible business banking for a small llc?

9 points by birdiesanders 6y ago ↗ HN

I am starting an LLC so that I can start taking in money from clients, and need to set up a bank account. What banks can I look in to that provide dead simple setup and remote banking utilities? I'll need to be able to get debit and paper checks, payroll is not an issue as of yet.

3 comments

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jseven 6y ago ↗

Check out Blook, they form your LLC and provide you with a business bank account too. https://blook.io

sydney1 6y ago ↗

A lot of banks charge fees for business checking accounts, so I recommend finding a credit union. If Navy Federal is in your area, they are excellent. I have five [free] business checking accounts with them, and haven't had any issues.

I also have an account with Azlo, which has been pretty good, but I don't think they support paper checks.

ecesena 6y ago ↗

This has been my experience.

Created LLC with incfile. During process, they offered me a 1-click bank account with Bank of America.

I declined because I have other accounts in Citi. I went through Citi, spent 6mo trying to get a business account. Gave up and made another personal account. (the problem might have been my immigration status as I was in the process of getting my green card.)

My understanding is that biz accounts are just more expensive.