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Programmable Banking Usecases

3 points by xanmanza ↗ HN
I am wondering if anyone here has some creative uses for programmable banking of your personal bank account?

I've been invited to take part in a beta phase for programmable banking but deciding if it's worth the effort as they are wanting someone that actively contributes (makes sense of course).

I'm more than open to building something cool but the usual trope of 'bank your change' or 'limit your spending' is not for me as I am a naturally frugal person.

3 comments

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photonios
Automatically categorize transactions and find abnormalities. I'd love for my bank to tell me "hey, you spend about 10% more on groceries this month" so I can go investigate why. Or even better, give me a warning that if I keep this up, I am going to be spending more than usual this month.

I am also frugal, but I still would like to cut some out of the hassle. I watch my finances like a hawk. I spend too much time on that.

xanmanza
So more like trend spending than outright budget? Could be more interesting
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