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I got into a road bike accident. Got into emergency room. Spend there a couple hours and was released after this.

I do not think that HN is not the place to discuss the limitations and advantages of the US healthcare system.

It just reminded me that there is still a big market opportunity and ways to reduce costs for machine learning in the field of medical imaging.

Yep, the way US hospitals calculate prices and they way they negotiate this with insurance company looks ridiculous. It took me a few years to stop paying attention to this (assuming you have a good insurance!).
I have good insurance, so my payment is not as striking as $50k in the bill.

But I am very curious, what part of the scans can cost $30k.

Requested itemized statement, but did not get it yet.

How do people manage without insurance in the USA (I worked on work & travel for 7 months total without any insurance. Holly 20s :)
I was told that the system works like this:

1. Doctors estimate how good the insurance is. 2. If it is good they create a huge bill. 3. Health insurance negotiates the discount and it can be big. 4. Regardless of your insurance you pay plus/minus the same.

Why? Unclear.

About being in US for a long time and not having the insurance.

I like rock climbing, skiing, snowboarding. The chance of an accident in these sports is rather high. I would feel uncomfortable doing them without insurance.

I could buy a new apartment for this money :harold:
It is not the case in San Francisco :)

But yes, it is a material sum of money that I prefer to spend on other activities.