Ask HN: Cards rejected by Stripe are accepted by PayPal

2 points by saradhi 5y ago ↗ HN

In the last 2 weeks, we're encountering too many unsuccessful transactions from the Indian, Mexican users. The same cards are going through Paypal smoothly. Is your business having similar trouble accepting payments through Stripe? How are you making sure the transactions go through from different regions?

2 comments

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edwinwee 5y ago ↗

Hm! Stripe may have (mistakenly?) flagged them for fraud. Could you email me details of those charges at edwin@stripe.com and I can double check?

tothrowaway 5y ago ↗

Are you using the older (and simpler) synchronous "Charges" Stripe API? Many non-US payments require a text message for verification by the card holder. Using the asynchronous "Payment Intents" stuff should fix that. I recently switched, and it dramatically improved the charge success rate for non-US customers.