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Why does it matter what carrier my Nexus S is on? If all the Nexus S models have NFC capabilities, what difference does it make that mine is the GSM model on T-Mobile or a regional GSM/CDMA carrier vs a CDMA model on Sprint?

Edit: nvm, didn't see the other discussion: http://news.ycombinator.com/item?id=2588380

I find it amusing that the logo looks like wave's. Actually, I'm pretty sure I've seen that exact logo design somewhere else (not Google related, however).
From the FAQ:

> Can I use Google Wallet with my phone?

> Google Wallet with tap and pay will be compatible with Nexus S 4G by Google, available on Sprint®.

Now I know they have to start somewhere, but I have doubts about their ability to gain traction when they have compatibility with one device on one carrier at launch. They'd better ramp up quickly if they don't want this to be another Wave.

This is more than just a simple app install. The phone has to actually have an NFC radio, antenna, etc. inside for it to work. It's kind of a chicken and egg problem. No handsets (except the Nexus S) have NFC hardware because currently there's nothing your users can do with the NFC hardware. Now there is, so hopefully more handsets will start coming with NFC.
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I understand that, I'm not suggesting they magically beam NFC hardware into existing handsets, but that they ought to have prepared things a bit better beforehand.

They could have some NFC peripheral that can plug onto existing handsets to extend them the functionality.

In the FAQ, they mention nothing about how they will support other phones in the future or have any expansion plans. They say only that it works with the Nexus S. I'm a bit surprised that more phones haven't been released with NFC hardware as the Nexus S has been out for ~6 months.

With such a small userbase, something like this will be dead in the water unless they push hard and try to get more widespread adoption.

It looks like it's compatible with the previous touch-card-to-reader-to-pay infrastructure that has been rolling out slowly. This is simply a way of having your phone emulate the card. So really, this technology builds onto an existing ecosystem, and since it integrates so easily (no upgrades from merchants) the main issue will be if they can get enough people to use it to make it profitable.

I'm having trouble finding the exact details. But that is the gist I'm getting.

I'm more excited for the Google virtual prepaid card. For some reason, a lot of credit cards don't offer one time use credit card numbers for online spending. I know Citi does and at one time paypal did
Bank of America (from their purchase of MBNA) does as well, though possibly not on all cards.
So the idea is this is more than credit cards, it is about using NFC to replace keys, boarding passes, and whatever else you can think of. Not so clear on the monetization for google. Well after my first gen iphone broke, i still don't have a smart phone. Is this worth $30 a month yet? No, not to me.
I have no intention of ever owning a smart phone. When I buy a cell, I look for the phone with the best battery and highest call quality. That's it. I don't need to surf the web, watch videos, listen to music, or send text messages. I'm not against the idea of using my phone as a payment device, but I'm not going to get a data plan or a new phone for it.

Further, I'm not going to use a company for my money transactions that doesn't seem to have any way to reach a human being to get help when something of theirs that you use goes wrong.

If Amazon did this, I'd be all over it. When I have a problem with Amazon, I can call them directly with little or no hold time. Or I can email them and get a reply within hours.

Am I missing something? Why can't they just produce a Micro-SD card that can run in card emulation mode? Wouldn't that allow a lot of people to use this without new phones?
So, could this work between two phones? That would be interesting: Paypal meets Square (and possibly disrupts both).