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That estimated cost calculation is wrong, or complete misunderstanding.

$400 million per hour is the estimated value of goods going trough. The value of goods don't go to zero if they can't pass the canal.

Allianz has made an actual estimate of the cost $6-10 billion per week.

Allianz estimated $6-10 billion PER DAY in their publication? The Reuters article which most news outlets copied, changed it to PER WEEK. Either way it's hard to measure.