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When it comes to government regulation: let private businesses do as they please, as long as we are free not to participate.

When it comes to what the government is allowed to do, the answer should always be, do less! Why is the government using mass surveillance? That isn't cool!

To clarify what private businesses are allowed to do, they must abide by all the rules individuals are commonly held to, such as don't be violent, don't steal or defraud others, don't despoil the environment.

Imagine being a proponent of a social credit system because 'meh economic freedom' when the irony is individual freedom becomes constrained by what the top seems prosocial in a social system. Amazing. You're not for maximum total freedom, you're just outsourcing hierarchy to an ecosystem of fintech third parties who use govt to enforce it. The ban might be better than you think, fool.
Credit score system is a precursor to full on social credit (clarification)