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This was a new (to me) scam tactic:

> the scammer pushed the "Blank Guest Monitor" button on the software to blacken Betty's screen so she couldn't see what he would do next: transfer $40,000 from her savings account into her checking account. The scammer then went into the HTML code on her computer (which determines what Betty would see on her screen) and changed the savings balance back to $180,035.74. He did this so when she looked, it would appear that nothing had been transferred but that her checking account had gone from $4,657 to $44,657.

> Why do this? To set up the story he was about to feed her: that he had made a horrid mistake and transferred $40,000 of his firm's money into her account instead of $400.

> ... So it wasn't hard for the bad guy to convince her that she needed to send the difference between $40,000 and $400 — $39,600 — to a bank in China to pay him back or else he will lose his job.