Ask HN: What are your tips/tricks for escalating your issues with big corps?
As question implies, big corporations (banks, telecos, etc.) often let customer troubles get lost in the shuffle. You're only able to call an 800 number and the system is designed to make it difficult to escalate an issue to anyone that can actually take action.
What are your tips for getting around this system? For things like Google, we often see people do a hail mary post on HN. Sometimes people email Tim Cook or Jeff Bezos. But especially for banks, it's difficult to find someone who cares. What has worked for you?
15 comments
[ 4.1 ms ] story [ 38.0 ms ] threadAlso, I don’t like sharing my dirty laundry with the whole world just to get a bug fixed.
For banks specifically, depending on the error you pursuing relief for, you can also reach out to your state's financial regulator, the CFPB, and the OCC (in that order).
If your bank sucks, switch banks (either to a credit union or a brokerage, depending on your financial needs). Life is too short to deal with unnecessary levels of suck when alternatives are plentiful.
They all monitor social media and will highly likely reply fast.
I just did that today.
Every scummy telco that makes it impossible to get in touch will suddenly try to call you and even work within your terms (in a normal situation, asking them to call back at a specific time tomorrow is a no-no, but suddenly when they're out of money they'll be more than happy to do so) once they need something from you. As a bonus you will typically speak to a competent person instead of a monkey.
Of course you need to make sure you're legally in the clear. In general, if they're not delivering the service promised and reasonable efforts to resolve the situation amicably were unsuccessful then it's fair game considering if they want to take it to the courts they'd need to first explain and justify why they weren't receptive to those efforts.
In addition, if you can prove that the debt is invalid (if you were not receiving the service you've paid for and made reasonable attempts to resolve it beforehand) then the collectors themselves will make a loss which should over time sour their relationship with the original company.
In my case, debt collections was the only way to actually get my problem resolved in the end. They've passed the info back to the company and they've finally cancelled the contract (and the "debt"), something I wasn't able to do with the company directly because I couldn't get through anyone competent enough to understand the situation and willing to fix it.
Credit history is a valid point however in my case I do not need credit anytime soon (the only potential reason I would need it is a mortgage in the far future) and in my country credit report entries expire after 6 years so it was not a problem.
All that said, a registered letter often helps, and so does copying said letter to their regulator and/or a relevant member of congress. If I had a major issue and couldn't get anything done, I'd try protesting at their corporate HQ.