Here is the best service https://genome.eu/ for money transfers, in my opinion. Tehy have free instant transfers between users, so simpley signup you and yoru receiver and go for it. It's useful platform for business transfers too. Kinda all-in-one place, so no matter if you want to send or receive money as an individual, business ot even accept payments as online business owner -- you can find a proper solution there. Hope it helps!
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