BNPL is just a credit card for disorganized people (contemporaryidiot.com)

2 points by KendrickLlama 4y ago ↗ HN

2 comments

[ 3.3 ms ] story [ 19.5 ms ] thread

If you're financially responsible, isn't this all upside (an interest-free loan) with no downside?

Yes. The problem is majority who use it are not financially responsible.