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My first pet is totally fictional.
As is mine. The only way to make those questions secure is to generate bogus answers and write them down.

The funniest thing in the world is when you're on the phone and have to give them:

Operator: Uh, sir, what's your mother's maiden name?

Me: The Grand Canyon

Operator: ...I guess it is.

Fun times!

The predefined security questions always bothered me. They're either really easy to guess (first pet, first car, high school you graduated from, etc), or doesn't apply to me. For example, I don't know where I was born and don't know my grandparents. I prefer custom security questions.