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Subtitle is "They’re much stupider. Investing is like that."

Title is clickbait, but the author has a pretty clear and level headed take on what the whole thing is. Definitely not an optimistic pumper, its probably a worthwhile read if you want to remember a good explanation to send to non-technical people asking you about what NFTs are.

FWIW, the author is Mikey Dickerson (of healthcare.gov and USDS fame).