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Good old days where the forums where mostly just hardcore cypherpunks and geeks fascinated with decentralization protocols and game theory.

And monetary sovereignty.

i miss those times. it just too much work now to filter through the bullshit.

You don't have to read social media to hold BTC/ETH.
I’m Norma refer To holding. It’s about interesting, intelligent discussion. Not hype and price banter.
This is an awesome idea!
Not going to work. True blockchains have their coins pre distributed to VC at a discount. This open money system can't work without insiders
You nailed it. The most insiders the better. Trustees!=insiders.
Another very interesting design by an anonymous author is

https://scalingbitcoin.org/papers/mimblewimble.txt

where outputs are simply Pedersen commitments r*G+v*H, and ownership is knowledge of their blinding factor r. This require an interaction between sender and receiver to jointly construct a signature, but allows all spent outputs to be completely removed from blockchain history.