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Article title: Discord Is the World’s Most Important Financial Messenger, And a Hotbed for Scammers

Article heading: Rampant spam, phishing attacks, scammers, and malware—Discord has a lot of challenges securing crypto projects.

So, according to the article, finances = crypto.

Seriously? I don't even have words to respond with anymore.

I'm not sure what a financial messenger is but if it means a real time chat system for people interested in finance the title and heading are not necessarily incongruous. Maybe real time finance chat[0] is focused on crypto these days? Wouldn't surprise me in the least.

0: edit: I meant to include "free" somewhere around here.

This title seems like clickbait, I’m pretty sure a Bloomberg Swift terminal (which they even say in the article!) is the worlds most important financial messenger. This is just self important crypto clickbait from Vice.
This is also a feature, not a bug. There are plenty of other options for crypto yet they flock to Discord because it's an easy way to generate hype and attract "investors": the person most likely to buy into your crypto scam is someone who's already invested in other crypto scams.

Just the other day I saw someone joke that the tech crowd monitoring the failures of web3 should organize using a decentralized platform like Matrix because of the irony of all crypto/web3 communities (supposedly all about decentralization) using Discord as a centralised platform.

I believe someone did launch a decentralized version of discord for crypto, but it didn’t take off because the greater fools aren’t there already.
Spam invites to Crypto/bitcoin Discord servers has made most messaging services, including SMS, basically useless for me. "Join our BTC discussion group!!1!" == the new Nigerian Price.
Can you not utilize a whitelist on your phone so anybody not in your address book/contacts goes to spam?
No; I use that number for inbound business.
Adding a single layer interactive voice menu can go a long way to eliminating spam as most robocallers can't deal with that.
The empathetic take is that nobody deserves to be the target of another's malice.

We're all only a few steps removed from becoming easy victims ourselves: being transported to an unfamiliar setting, growing older, developing cancer or a neurodegenerative disease, or simply getting whacked in the head.

Unrelated to crypto bros, Discord is just the best messenger for groups. It being used by business is inevitable, as it just outmatches Slack, and obviously Teams.
Most importantly, Discord is free for large orgs, and is not priced per user even for extra features.
Name one publicly traded business that uses Discord.
I had to turn off direct messages from people I don’t know. I still get constant friend requests from scammers trying to get my crypto.

To be fair, anyone holding their own keys needs to be top notch on their opsec. So they should be wary of any random messages anyway.