Ask HK: Are hand written signatures meaningless?
I don't know if it's just me dipping too much of my life in the digital world. I feel stupid whenever anyone ask me to use hand written signature to prove my identity.
My hand writing is exceptionally bad and inconsistent. My signature is different every time. I can't even tell if my signature was actually written by me. So, if there are people like me exist (presumably in good quantity), I wonder what is the point of recording signature to prove my identity?
23 comments
[ 5.3 ms ] story [ 64.5 ms ] threadIf someone else signs for you and you say it WAS you, I don't think the signature is going to be disputed. You can always say you just decided to sign it weird for some reason. In the opposite case, the forger is going to need to argue that you signed it weird, while you are going to say that you didn't sign it at all.
But that's how I think things are supposed to be.
I live in a strange country where signatures actually are compared by clerks and will literally reject your second signature if it doesn't look enough like the first, even when you signed both right in front of them.
Then they ask “did you sign this?” and the witness “did they sign this?”
It’s less an immediate authentication and more of a “record” of authentication that has to be validated by the person who signed.
If you agreed to something verbally, and are then asked "did you agree to this?", you would also be lying if you answered with "no".
Having them written down helps with disputes.
Though they also serve there as witnesses that the person signing is indeed the actual person supposed to be wed :)
Combine a few of these, and multiple of your signatures could probably be easily matched and verified even by a half-expert :)
But as highlighted by other poster (maxbond): it's a commitment, and as long as you are not willing to challenge it, any of your signatures is sufficient to indicate intent.
There are already companies that do that.
The companies STILL prefer that I wave my ID to a person on a videocall, then they read the ID and accept it. What an anachronistic and very analogue way. And this needs manpower and availability of it (so no opening accounts in the middle of the night).
In the European country I live in, I have a verified digital ID, and I can use it to sign documents, verify credit card transactions and login to fill in forms for government services, effectively signing them too.
It’s nice but in practice the digital. Any small company or individual will use a signed document instead. It’s just easier and doesn’t cost money to implement.
Plus anything that actually verifies your identity probably means each signature/transaction is in a system owned by a government and operated by a vendor. It’s not trivial to convince all citizens in a country to start using something like that.
Signatures and locks are thresholds..
You knowingly, intently, explicitly and provable overstepping that threshold when you fake a signature or break circumvent a lock. That's the real value they provide.
The threshold raises the bar a little bit, it makes it require a bit more determination and activation energy, so it reduces the pool of potential criminals.
You can ask your friend to sign your name for you. That is 100% your legally binding signature even though they drew it because of your intent.
Obama signed bills into law remotely using an auto pen while he was in Europe. That is 100% his signature because of intent. The DOJ wrote a compressive piece on this that goes into signatures in general much deeper: https://www.justice.gov/olc/opinion/whether-president-may-si...
In eastern Washington, counties are suppressing voters by discarding votes that they claim do not have a match to the signature card. The majority of these discarded votes are from Hispanic / latino voter (who in themselves are not a majority of the population). Before anyone objects - all studies on vote by mail have shown incredibly low rates of fraud - it's just not an issue. Likewise - ask a Washington voter when the last time they updated their signature card and they are likely to laugh - it's something you do when you register to vote and you forget about for decades. So yes, signatures really do matter as in our case it is absolutely being used to suppress voters.
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As a real estate agent, 99.999% of the signatures I deal with are digital. You can complete every signature in buying a home digitally, depending on payment method - ironically the banks still want real ink, but if you pay cash you can go digital. This is the only thing stopping the entire process from also happening in an entirely remote / online fashion.
Now handwriting is sign of very respectful person, successful and smart, so have spare time to learn art.
Also, it is just good for mind, because hands connected directly to neocortex, and when practice handwriting, You activate Your brain.
Second, handwriting is extremely individual, modern tech could measure strokes and this could be used as biometry, to prove authenticity. Even clone will have different pattern of strokes.
BTW, current technology (Wacom, sensors of pressure, tilt and tip movement), from my exp is good enough, to make genuine digital signatures, and easy available.
I think, this is question of pursue for cheapness, why we don't use digital pens widely.
A physical signature (or thumbprint) is a proof of intent. It can be witnessed. Some government documents require notarization (i.e., witnessed by a Notary public and signed/sealed) to lend the weight of genuinity.
As an aside, it is a bit of an irony that even literate folks today have to use their thumbprint to unlock their iPhone or Android cellphones :) So, it has come full circle.