Ask HN: Advising/Support Co-founder

Since I can't bootstrap due to lack of funds I began to start researching incubators going as far as meeting with some of them and showing off my ideas.

Most were thrilled with them, but there was one constant "but", I didn't have a co-founder. You see I'm more of a jack of all trades in web-development (Designer, Backend/Frontend/Database Developer), so I didn't feel the need for one up until now.

I didn't really fully understand why needed one until I read that it's better to have a co-founder because of the stress that a start-up produces, but that still didn't solve the problem of me getting one. Most of my peers aren't very technical and are more school oriented. I pitched to a few of my peers alot of them said they would be onboard, but thy didn't really have anything to contribute to the start-up.

The closest person I have to a co-founder now is a marketing major who is non-technical and is mostly there for support and advisory on how to present my ideas etc, but he has no experience in a start-up and no technical skills.

My worry is that when the time comes to put him down as a co-founder if I get accepted in to an incubator, would it be wise to do so?