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Ask HN: Why can’t you revoke Apple Pay authorisations

2 points by japanman425 ↗ HN
I use Apple Pay a lot. It is incredibly handy and I am glad that its presence has lead to a lot more retailers, brick and mortar and online, handling alternative payment methods.

However, I recently used my Apple Pay on a service which stores your payment details for further processing. I thought it was a bit strange as usually you have to authorise each Apple Pay payment each time. I then went to buy something else from their store and the payment went through without any manual intervention.

How is this possible? How can I mitigate it?

4 comments

[ 5.1 ms ] story [ 22.4 ms ] thread
mikequinlan
You can turn on Advanced Fraud Protection, which automatically changes your 3-digit security code periodically.

You can manually request that your security code be changed.

You can request a new card number.

japanman425
In Apple Pay? How do you do that? Bear in mind I’m in the UK

Ah I see this is Apple Card. What I mean is with cards registered in the wallet.

neximo64
Thats a pre-authorization. You can't cancel it other if it was a fraudulent transaction.