Does SVBs disaster mean I should diversify my startups funding across many banks

6 points by christophilleg ↗ HN

2 comments

[ 2.9 ms ] story [ 14.5 ms ] thread
I wish there was a Dr. Fauci equivalent of the SEC/FDIC to tell us what to do. I feel so lost.
No. Banks are solid. ;) "Banks" as in big institution regulated by lots of law and participating in state guaranteed fund.

But it means - to you as company owner - that you need to spend only as much as you have in cash or bank. Or in solid promises :) Or having day job.

Or get dedicated investor who will be happy to keep burning money on your doings. For various reasons. Like da Vinci and others. But I think Mozart was in constant financial troubles, da Vinci too...

In short: have more money then you are spending. Slow down when needed.

Welcome to early 90's.