Some people don’t even share all their personal/financial stuff with a spouse!
It’s kinda wild to me that people are willing to do this and announce it publicly. I know it’s not the same thing, but wouldn’t you be concerned about a company’s opsec after it went public that they were accidentally leaking people’s chat convos?
Do people really have that many subscriptions that they do not notice? I have seen a number of products advertising this ability to "find" monthly subscription. Is this a helpful thing, do people have so many transactions that they can't find a subscription?
I could imagine the value is in cancellation, which I guess is non trivial for many services in jurisdictions that don't mandate subscriptions be cancelable the same place they're creatable.
Illinois and California should do a subscription cancellation tourism campaign. "Come to Chicago, it's easy to cancel Netflix here!"
I had a useless subscription that festered for over a year. Everytime I thought about it I felt that I should keep it since I might need it. Looking back I did not need it. It was a waste of money. I suspect many people are in the same situation. They know about the subscription but can't commit to canceling it. It's much easier when it's done automatically.
I’ve wondered this too. Are there people who don’t look at their bank statements?
I look every month, there’s only 30-50 transactions and if I don’t recognize any, I look into it.
If people have unknown subscriptions then that’s likely a signal of larger financial problems. It’s good that this issue is helped, but likely they need some education and it’s probably dangerous for them to trust any third party with their finances.
I read this with a grain of salt after seeing the first line in the tweet:
"via the @donotpay chat we are building)."
There is definitely potential to this and I am looking forward to seeing the progress on this but this is just promoting your product in its early stages. Would be interesting to see more use cases and experiences down the line
Can I use ChatGPT to delete all people and articles that appear on my screen on the subject of “I foolishly did X with AI because I am baby man who doesn’t understand responsible behavior”?
If I could use it for that, I still would not use it for that.
That might be interesting usecase for banking applications feature. Another thing is profiling your behaviour based on your transactions history, terrible choice while optimising own processes without considering privacy. But why not!
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[ 3.3 ms ] story [ 67.2 ms ] threadIt’s kinda wild to me that people are willing to do this and announce it publicly. I know it’s not the same thing, but wouldn’t you be concerned about a company’s opsec after it went public that they were accidentally leaking people’s chat convos?
Illinois and California should do a subscription cancellation tourism campaign. "Come to Chicago, it's easy to cancel Netflix here!"
I look every month, there’s only 30-50 transactions and if I don’t recognize any, I look into it.
If people have unknown subscriptions then that’s likely a signal of larger financial problems. It’s good that this issue is helped, but likely they need some education and it’s probably dangerous for them to trust any third party with their finances.
Most assuredly.
I cloned myself with AI, and she fooled my bank and my family
https://news.ycombinator.com/item?id=35739906 (66 comments)
And submitted previously today:
https://news.ycombinator.com/item?id=35755921 (No interesting comments)
Edit: @mwnivek, thank you. My bad.
"via the @donotpay chat we are building)."
There is definitely potential to this and I am looking forward to seeing the progress on this but this is just promoting your product in its early stages. Would be interesting to see more use cases and experiences down the line
Second (corollary) rule of personal finance: Most financial advice you receive will not be optimised for your situation or be in your best interest.
Tertiary (adjunct) rule: Financial institutions generate income by turning as much of /your/ money into /their/ money as possible.
If I could use it for that, I still would not use it for that.
Resorting to cheap personal insults is both unneeded and inappropriate for HN.
If you have a point to make, make it.