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Founded the same time as Monzo and still not fscs insured. I just don't see them as wanting to be a bank. What use is daily interest if my money isn't safe.

They don't offer much over Monzo and now chase.

Their auditors reported that they couldn’t be sure the (reported) 500 million in subscription revenue actually existed because the financial controls were so underdeveloped. I can see why the regulators dont want to give them a banking license. What are the odds of them going the way of Wirecard?