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openssl x509 -noout -enddate -in apple-pay-gateway.apple.com.cer

notAfter=Oct 16 11:03:06 2023 GMT

It's been expired for almost 2 hours. Some light googling suggests Apple Pay represents about 5% of all worldwide transactions.

They've now updated the cert. New one was signed at Oct 16 12:52:49 2023 GMT so almost 3 hours later