I considered that, but in the end I wanted the simplest interface possible. I know that most of us techies want to fiddle with the options, but I think most people would prefer some easy presets. It's definitely something that I can a/b test though.
The credit card stuff is handled by stripe which I thought was a favorite around here. It uses their js API which strips out all cc info before passing it on to the website.
By the way, I love stripe! I've used authorize.net for a decade and it is amazing how slick they'be made charging a credit card.
Stripe is unique in the fact that it sends it all through an ajax call directly to the stripe servers and returns a token for you to use for re-charging, bill cancelling, etc.
I hate when that happens. However, with proper SEO, your site could still get a lot of visits. A quick search of Google Keywords shows that tens-of-thousands of people are searching for "court date" related items.
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I just started using it for a few projects.
But you are right. The same idea could be used for anything. I'd probably need to tweak the pricing for remember the milk though. ;)