Was that entire article just straight up an insurance broker ad?

Actually, I see a lot of worries mostly about healthcare costs from people on Bogleheads and Reddit. Even from those having ~$3M and more

I wish there were a better way to store wealth. Im thinking something that is scarce, verifiably authentic, secure, confers censorship resistance, has a better environmental profile, and that can be traded over the internet ;p

If by this they been the skill floor for finding undervalued companies or ideas to invest in is rising, that's probably a good thing. Competition is supposed to erode profits over time.

Dual dash-cams with high-endurance SD cards can help with auto liability. If your auto policies only meet the state limits, or your home insurance has not kept up with market values or replacement costs, perhaps talk to an independent broker, and ask about an umbrella policy as well.