There is no retirement when you do gig work (cnbc.com)

"AN: It feels like the gig economy and side hustles can really be romanticized, as a way for workers to have more freedom and flexibility. What does this get wrong?"

Everything.

Doing gig work is the same thing as running your own business. There certainly can be retirement -- but you have to proactively plan for it yourself, just like you have to take care of everything else yourself when you have your own business.

Judging by my last few Uber rides, gig work is retirement for many people.