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India’s Academic Bank of Credits (ABC) is an ambitious digital framework introduced under the NEP 2020. It allows students to earn, store, and transfer academic credits across institutions — promoting flexible learning, multidisciplinary courses, and lifelong education.

This blog breaks down how ABC works, its core features, implementation challenges, and future impact on the Indian education system. A helpful primer for anyone interested in the intersection of policy, edtech, and higher education reform.