Retail vs. Wholesale CBDC: The Difference in Central Bank Digital Currencies (illya.sh) 3 points by iluxonchik 8mo ago ↗ HN
[–] iluxonchik 8mo ago ↗ TL;DR:There's two types of central bank digital currencies (CBDC): retail CBDC and wholesale CBDC1. retail CBDC = used for ordinary transactions. digital version of the cash2. wholesale CBDC = used for interbank/financial institution settlement. tokenized central bank reserves
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[ 2.4 ms ] story [ 14.9 ms ] threadThere's two types of central bank digital currencies (CBDC): retail CBDC and wholesale CBDC
1. retail CBDC = used for ordinary transactions. digital version of the cash
2. wholesale CBDC = used for interbank/financial institution settlement. tokenized central bank reserves