We’re building Rivellium — an AI-driven investment platform that connects private investors with real SMBs and income-producing companies.

The goal is simple: eliminate hype assets, remove opaque risks, and make investing in the real economy understandable in 2–3 clicks.

What we do: - AI scoring + forecasting models for SMBs (credit, cashflow, operational signals) - automated due diligence pipelines - transparent deal sheets (clear revenue sources + risks) - simple UX for small checks (€100–€5k) - marketplace model + future secondary market

Why we’re doing this: After relocating to the EU, we saw that average people have zero access to real, yield-generating businesses — only banks with low returns, or high-risk speculative assets. Rivellium tries to fix that.

We’d love feedback from the HN community — especially around: - scoring model architecture and benchmarks - data sources for SME credit modeling - risk frameworks for retail-friendly private markets - regulatory perspectives (MiFID / crowdfunding / compliance) - product simplicity vs transparency tradeoffs

Not fundraising here — just looking for critical feedback from people who’ve built fintech or underwriting systems before.