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This headline is an awful application of the HN algorithm.

The original headline reads On The Fence, which, of course, is a meaningful phrase (though wordy and trite, wsj).

Eliminating the first word On is a dumb mistake.

Might I suggest we allow a little editorial discretion here, and change the headline to read "Debating a Spending Decision? Try the 0.01% Rule" or some such.