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Why doesn't the Gov't just take the money from the schools that the people went to? Drain those billion dollar endowments seems way easier than all this paperwork.

Hi School, xx% of your students haven't paid their loans, we're taking $xx,xxx,xxx to cover it. Thank you!

If the schools made a bad loan, they should be held accountable. Especially since they overcharged and failed to deliver outcomes. They ripped a lot of people off.