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This looks like an IQ test, but for who?
This was an inevitable correction. Gold and silver had gone parabolic for the past month. Nothing goes straight up. This takes the gold price all the way back to where it was last week.

Honestly, I don't think Warsh's appointment had much to do with it.

Doesn't this reset the silver price to where it was at the start of the month? This is hardly news, people got a bit over-excited in January. The spike is more newsworthy than the fall, and neither are all that interesting.
I don't think people are thrilled with Warsh as much as they are relieved it wasn't Hassett or like Kevin O'Leary or something really insane. Warsh has relevant experience and knowledge. He is too close to Trump (and Ron Lauder) but hopefully knows better than to cause havoc.
Yeah, I think this is a good take. It was a combination of a very steep runup, and then the needle to the balloon was to take the possibility of a truly unhinged nominee off the table.
Wouldn't even say this is interesting
This is the "dump" part of pump and dump. TikTok influencers have been pushing the gold & silver rally for weeks now, and it was inevitable that people at the top would eventually cash out.
It's not just Tiktok, and not just the last few weeks. There have been pro-Gold ads in every form of media for the last couple of years, many focusing on uncertainty. The timing is pretty clear.

The 2024 election was a time of great uncertainty, and Trump's first year in power delivered a reality worse than the fears. Trump is still throwing random tariff threats (and actual tariffs) around without rhyme or reason, but he's discovered that threatening to invade (allied) countries can stir things up even more effectively. Choosing a lackey to replace a competent federal reserve chair isn't going to help matters. We're just one quarter of the way through Trump's presidency (assuming he lives and doesn't seek another term), and it seems like the uncertainty is just going to get worse.

However, that uncertainty is, by no means, certain. Domestic resistance and midterm elections could curb Trump's power. International resistance is starting to coalesce. e.g. The EU's threat to use their "trade bazooka" probably contributed to Trump's TACO on Greenland, as did the potential demise of NATO. Responses to Trump's international graspings will likely become more prompt and more muscular, reducing the instability Trump can cause. The system has been shocked, but now its adapting. Many nations are hedging against U.S. centred uncertainty by pivoting to China or other allies. Global markets will likely become more stable as nations learn how to work around Trump's chaos by working around the U.S.. Still, it's very possible that Trump will find new and "creative" ways to make everybody freak out again.

Bottom line, the uncertainty that's been driving gold prices up since 2024 is going to let up at some point. But when? How overvalued will gold be when it does let up?

> TikTok influencers

The dump is proximately caused by Trump picking a normal Fed chairman. Nobody on TikTok has anything to do with that, they're just pumping everything because seeling out is their day job.

On Gold? You know the market is 35 trillion dollars?

Do you have any idea how much you'd need to pump?

Gold has been going up for years now. I don’t know how much TikTok influencers influence the price. Seems to be mostly central banks and the falling apart of the international order that’s driving a neutral and unsanctionable tradeable asset up.
It is very hard to pump the metals. The markets for them are just too big. You'd need whole countries buying to make a dent. Miners are another story. Those can be pumped and dumped like any other stock.
While not unexpected, the numbers still say that if you bought silver before Trump (which given history of metals countering uncertainty and the promised causes of uncertainty was a smart move), you're making a solid > doubling even now. For me, though, who gets too anxious when trying to attempt such things and ends up ruining it, it'll just go on the list of regrets like when I thought to but didn't invest in zoom once we started using it in 2020.
We knew the correction was coming, but I don't think anyone expected the 30% move in one day.
Anyone with long experience trading commodities would have expected this. This is like the least surprising thing ever.

It is amusing reading the comments on here. Silver dropped 50% in 1980. Silver is the original memecoin. I think people care less though about market events that happened before they were born. It is like the way I know the entire story of silver in 1980 even though I was a little kid but nothing about the Nifty Fifty a decade earlier.

Nothing for me with commodities will ever top -$37 per barrel during Covid with oil. That was a level of market shell shock for me that I just can't imagine being topped.

Big enough dip will cause algorithmic sell off I imagine deepening the dip.
If memory serves, 1980 was the time of the silver corner by a couple of brothers.
Washington state, as part of their frenzy of tax increases, decided that gold and silver bullion will be subject to the sales tax. Poof! There goes any point in investing in gold and silver. (Collector coins, too.)
The way you've written it sounds like taxing unmonetized bullion is insane overreach, but is it? They're just treating them the same as any other commodities. I can understand if you're opposed to sales taxes generally, but the only reason to single out bullion for an exception I can see is historic norms.

They're also applying a tax to monetized bullion. That's more more like taxing currency exchanges and it's a bit weird since currency exchanges are normally taxed on appreciation.

Buy and keep it elsewhere? Buy futures?
In English-speaking countries, we have a system that prints money and gives it to asset owners. Gold is still an asset, so buying it will still let people participate in that system. Increasing taxes by whatever (I'll assume 10%) is material but it doesn't remove any point, just makes it a bit less attractive. It could easily be a less risky play than investing in US bonds given that they can't pay them back in real terms.
Oregon just south of you has no sales tax
What about GLD (SPDR)? I've been investing in a gold derivative for nearly a year and haven't touched a physical object yet.
I knew that Silver prices were going all time high but I had still assumed that Silver (and to that extent Gold) were stable.

Looks like atleast for Silver, that gets completely thrown out of the window now for some time.

I also thought Gold was a safe haven but I checked and it seems that it lost (10%?)-ish as well.

I have some complex thoughts and reasonings but I really liked Gold as an idea but looks like it is vulnerable to volatility at times too.

I used to think that maybe banks can have gold itself and gold usually does or ~ equal to inflation itself rise and I mean theoretically net I think even this year it does definitely beat Inflation (I mean it grew double I guess in 1 year) but for banking concerns especially supposing someone got money this time and let's hypothetically assume they get into this gold bank, then its still volatile & they could've lost 10% and then tried to withdraw money and more short squeeze so the idea has a major flaw after this incident.

I wonder how swiss franc is doing. I looked at it and it looks like its doing fine (1% down but I do feel like that's really okay) given how Swiss franc (seeing another cnbc article or yahoo finance ig) grew what 13-14%

Although the problem with people holding swiss franc is that when I searched swiss franc I found this article (from CNBC itself) which actually shows how a strong swiss franc might be/is bad for swiss economy

https://www.cnbc.com/2026/01/28/swiss-franc-us-dollar-price-...

I do wonder, then what's the ideal solution of "safety"

I am scratching a lot of options now & I am either thinking US inflation protected assets or World Equity are the only two stable/(really valuable) because the whole essense of value behind gold/silver was its stability which especially for silver feels broken but gold isn't that far behind either.

Although atleast in my original context of banking, I later came to know about the concept of narrow banking and how there was a bank which actually wanted to invest in TIPS itself but that was blocked off by the feds for many reason.

I do feel like TIPS might protect inflation protection but they don't really protect the erosion of wealth because I feel like (I am not sure I can be wrong I usually am) but the pricing of houses and other assets are rising higher than inflation rises & inflation itself can vary depending (so housing rent inflation might be higher) & depending on your lifestyle. Maybe TIPS really wouldn't be able to help you to say.. save to get house or really have you give the ability for money to do what it actually does. To me the idea of inflation includes buying houses too so if say someone with some salary was able to buy a house 20 years ago then imo when I consider inflation protection or investing or anything in general, I expect that my wealth could be able to buy me things ~generally at a good amount & that's the point of good investing to get good returns at understandable/ your own risk profile.

I guess now I am personally more inclined towards world index funds in general I guess as a form of real stability where value gains are still backed by real gains (Something which I feel is core philosophy of the bogle philosphy & the reason why people should invest in first place)

I may have gotten a bit off topic here but coming on the point again here about Silver.

Would this be considered as (expected?) or is it a black swan event especially considering the 30% fall off.

From the headline, it feels like a black swan event (especially when they compare it to 1980's) but I am curious to know what others think too. I do feel like these black swan events really shift how we think tho & we can have it in our better judgement for future ig imo.

"Safe haven" and "lost 10% in one day (that it gained the previous week)" are not contradictory. "Safe haven" is "will retain value even if the dollar becomes worthless".
> I do wonder, then what's the ideal solution of "safety"

This universe doesn’t guarantee safety, but you can mitigate risk via a diversified portfolio.

Crypto markets won in the sense that every single asset class can somehow trade like a memecoin now.
The hype around physical silver has been astounding in 2025 and so far in 2026.

I have nothing to back this up, but I believe a group of investors learned from cryptobros just how easy it is to pump and dump with social media and scare tactics, and here we are. Somebody please correct me.

Fun Fact about the Great Depression - RCA is the Poster-child of exuberance and Tesla has had a higher PE for >2 years.

Meme stocks might coincide with meme coins - but I don't know if it's fair to blame crypto for everything.

I think the reality is that - for whatever reason - people are willing to take on MUCH greater risk today for reward than they were prior to the pandemic.

I don't think we can blame crypto for everything. Sure, maybe you could say crypto has been meme-ing since 2017 - 3 years before the pandemic. But we've seen plenty of speculative bubbles like that - if it even was one.

Crypto didn't really start meme-ing with clearly bullshit NFTs and meme coins until the exact same time - 2021 - when Dogecoin et al have meteoric rises coinciding almost exactly with all the meme stocks.

I think this is actually one the best meme indicators: https://coinmarketcap.com/currencies/dogecoin/doge/btc/

The Japanese Asset bubble was by far the biggest bubble of all time - and it lasted nearly 6 years. The Nifty 50 was a 7 year bubble, nowhere near this big. So, we might be in a bubble - but if we are - it's getting close to being the biggest, longest one ever.

> I think the reality is that… people are willing to take on MUCH greater risk today for reward than they were prior to the pandemic.

I’ll quibble that people have no idea of the risks they’re taking. I read somewhere that amateur stock traders spent something like 4 minutes researching their purchase. Balanced portfolios are just too boring and tedious.

They don't want to invest. They want to gamble.
> I think the reality is that - for whatever reason - people are willing to take on MUCH greater risk today for reward than they were prior to the pandemic.

Yes. Because if you don't make a successful high-risk high-reward investment, you will spend your entire old age in poverty. There won't be any retirement benefits for workers.

But shouldn't everybody have equal access to these markets?
This isn't a simple correction. I've been following this for a couple of months and there's a lot going on. I suspect this isn't over. It's noteworthy that the year 1980 because that was when the Hunt brothers tried to corner the silver market. It's often used as an example of the market correcting itself. It's actually a better example of how the exchanges broke the Hunt brothers to bail out the banks.

The key event that caused the collapse is sometimes called Silver Thursday [1]. The exchange changed the liquidity rules, forcing a margin call the Hunt brothers couldn't make, forcing a selloff. This was arguably to bail out banks with large short positions in silver.

Well, pretty much the exact same thing happened this week when COMEX massively increased the margin requirements [2]. It's worth noting that the market is in a state called "backwardation" where the spot prices are higher than future prices. Refiners aren't buying silver, even at the inflated spot price, because of price risk. But also, the COMEX spot price is increasingly being viewed as "fake" because foreign exchanges are paying significantly more for physical silver thna the paper COMEX price [3].

Basically, this whole thing looks like another GameStop ie a short squeeze. There's not enouugh physical silver to meet contract demands. There's like 300oz of futures silver contracts per 1oz of physical silver.

If you followed the original GameStop short squeeze, the price tumbled there too but didn't solve the short squeeze. You even have exchanges closing people's options positions (eg RobinHood) despite them being in the money.

Banks still need to cover their significant short positions and it really looks like the exchanges are trying to crash the silver market to do it.

[1]: https://en.wikipedia.org/wiki/Silver_Thursday

[2]: https://www.bloomberg.com/news/articles/2026-01-28/cme-raise...

[3]: https://seekingalpha.com/article/4861917-why-silver-prices-i...

I think that a real bubble requires margin. It's not just that people are buying because the price is going up, it's that people are buying with borrowed money because the price is going up.

That ends badly. It ends badly for the lenders. So when it starts to look like that's what's happening, a perfectly reasonable response is to change the margin requirements. When the circumstances are normal, use the normal margin requirements. But when the circumstances are abnormal, of course they should adjust.

so how long do you think will this play out? asking as a concerned silver and gold holder lol
Do me a favor and look at how many CME Notices were issued raising margin requirements for precious metals in the past year. Hint: They do this all the time to account for market volatility and the contract value. If a contract increases by 10% margin is not static. CME raised margin requirements several times in the last month to little market effect.

Silver crashed because China halted trading on the only public silver and gold ETFs Friday. There are videos of HK police arresting guys freaking out because they couldn't cash out beforehand: Apparently the fund had been operating as some kind of pyramid scheme and was not solvent at those prices.

Also on Friday, China urged investors to "invest responsibly" or some such (source: FT) and froze a bunch of suspicious accounts. I believe those accounts were behind the pump and dump social media ("AI Asian Guy" videos on Youtube, investment subreddit spam) with the help of plenty of useful idiots.

There's a ton of good coverage of the precious metals run up in FT this past week.

Silver has plenty of industrial uses. Very little has changed in industry to cause demand or supply shifts to match the massive price swings. Thus a lot of this is probably meme investors gambling
Fun fact about silver, besides its heavy industrial footprint, which you mentioned: the supply is dominated by Mexico. There have been some, uh, erratic words about Mexico from the people in the position to affect trade policy and foreign policy.
"Dominated" doesn't sound right.

Mexico is ~25% of supply. Mexico, China, Peru account for 50%. The Top 10 countries account for 80%.

China decided to subject silver to export controls similar to rare earth metals. That's one of the big reasons for the silver growth.
The price of paper silver doesn’t match the price of buying the actual commodity, so it’s more likely that it’s being manipulated by “market makers”
> Silver has plenty of industrial uses.

About one third of this demand (photographic film and paper) more or less evaporated in the 2000s. You don't see that on the price chart, so I don't think you can seriously argue that the price is dictated by industrial uses.

Silver which is a physical and exists in reality, you call a meme?

While dollars, euros, and all other currencies are all imaginary within databases and don't exist in reality.

It still up an awful lot from the start of 2025. From about 30 up to 115 and down to 85.
Sure, but compare the price of silver to a year ago...
What goes up quickly comes down quickly?

At least we can afford nice things again

Is there any good explanation for what is happening with gold prices long-term? If you look at 5-10 year charts it was pretty stable and started to look like NVIDIA stocks since 2023.
It'll recover that 30%+ within a week or two.
At least there's still money in the speculative Pokemon card market!

/s

A friend had taken out a second mortgage to buy a ton of silver at the highs, they are not doing good. His wife doesn’t know.
I think it was in the news when a family did that to buy Bitcoin many, many years ago.

Not telling the spouse is pretty bad though.

Fair to assume trillions of the physical metal weren't simultaneously dumped onto the market in the past day; this is entirely ETF driven therefore it's also safe to assume there is manipulation taking place to drive the price down.

What I don't understand is why, when there appear to be signs of a supply shortage, market forces appear to want to drive the price down and cause any remaining inventory to flow towards China where there is a $30~/oz arbitrage to be made.

Gold has merely mean-reverted, not "crashed". Some profit-taking since gold got a bit ahead of itself.

If gold continues growing at the same rate as the last 6 months, it will take gold all of a month and a half to get back to where it was.

https://i.imgur.com/bRAy1FB.png

Now, gold might not continue growing, but D.C. hasn't fixed its problems that are causing gold to rise, so I do have a degree of confidence that it will recover quickly.