TLBIC (Time-Limited Local Basic Income Credit) is a proposed basic income system with three core mechanisms: it expires after a few months to prevent hoarding; it requires no application (support is automatically delivered before a person needs to ask); and it is restricted to the local economy and non‑speculative use. Its purpose is structural—to reduce the despair that comes from feeling there is no way out. This is one attempt to address the systemic despair that contributes to Japan’s tragic loss of over 20,000 lives to suicide each year.
I would be grateful for feedback from this community.
I’ve run into the second major hurdle with the free version of the AI: simply having it carefully read the TLBIC Policy Proposal v7.0 text file caused it to reach its limit, making it impossible to even ask questions. Furthermore, even when I did ask questions, the AI’s responses skimmed the surface without actually answering them, instead merely praising the proposal.
I fully recognize that I am consuming significant computational resources at no cost, and I take responsibility for the burden this places on AI providers. Due to family circumstances, I cannot currently subscribe to paid plans, but I remain deeply grateful that these free‑tier services have made long‑term collaborative research possible.
Because of these constraints, I decided to restructure the proposal into three parts:
(1) Main Document
(2) Appendix: “Examining Bottom-Up Governance”
(3) Supplement: “Why I Wrote the TLBIC Policy Proposal”
Now that the main body of v8.0 is complete, I’d like to share it here.
I am not a policy expert or an economist. I previously worked in a factory, and the loss of a colleague to suicide has remained a central motivation for this work. The proposal was developed almost entirely through long-term dialogue with multiple AI systems (Claude, ChatGPT, Gemini, Copilot, and DeepL). I cannot fully verify how much nuance is preserved in languages I cannot read, so if anything feels unclear or unnatural, I would appreciate hearing it.
Which existing distributed ledger technology DLT are sufficient to host expiring options contracts for basic income?
If there was a CBDC (Central Bank Digital Currency), how would basic income and/or old age and disability social welfare (US: SNAP benefits, SSOADI) be distributed?
I would like to collaborate with you on this, I want to do a pilot like the one you described, I will be happy to enable you with paid AI tools. Your story is touching. See my profile.
Hello, I am an individual working on various projects especially on self-funded UBI practical solutions, I live in USA and am employed in tech. I was impressed by your writing and mission and am reaching out to see if you want to move toward an implementation of a pilot or study. We can meet online and use frontier AI tools to make a plan. My pilot involves testing the UBI funding scheme that I have planned, as I see the source-of-funds question as the biggest gap in UBI schemes; taking the gov out of the equation is something that technology could do. I am willing to fund the experiment but I would like someone to partner with me as I don't really have time to implement my ideas and I haven't thought about all the tradeoffs either, I just have a process that could work, and has already worked in special circumstances as per my tests. Please do reach out thru email, as your comment was marked, hence I cannot reply to comments and must start a new top-level comment.
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[ 2.9 ms ] story [ 26.6 ms ] threadI would be grateful for feedback from this community.
I’ve run into the second major hurdle with the free version of the AI: simply having it carefully read the TLBIC Policy Proposal v7.0 text file caused it to reach its limit, making it impossible to even ask questions. Furthermore, even when I did ask questions, the AI’s responses skimmed the surface without actually answering them, instead merely praising the proposal.
I fully recognize that I am consuming significant computational resources at no cost, and I take responsibility for the burden this places on AI providers. Due to family circumstances, I cannot currently subscribe to paid plans, but I remain deeply grateful that these free‑tier services have made long‑term collaborative research possible.
Because of these constraints, I decided to restructure the proposal into three parts:
(1) Main Document
(2) Appendix: “Examining Bottom-Up Governance”
(3) Supplement: “Why I Wrote the TLBIC Policy Proposal”
Now that the main body of v8.0 is complete, I’d like to share it here.
I am not a policy expert or an economist. I previously worked in a factory, and the loss of a colleague to suicide has remained a central motivation for this work. The proposal was developed almost entirely through long-term dialogue with multiple AI systems (Claude, ChatGPT, Gemini, Copilot, and DeepL). I cannot fully verify how much nuance is preserved in languages I cannot read, so if anything feels unclear or unnatural, I would appreciate hearing it.
Thank you for taking the time to read this.
Links:
TLBIC_Policy_Proposal_v8.0_EN: https://drive.google.com/file/d/1BzNLajzFjxUTD3Xmr6NhiDblBz4...
TLBIC_Policy_Proposal_v8.0_Appendix_EN: https://drive.google.com/file/d/1cmTacZ9ruEVEr7I8ZEuzJ7od-7Y...
TLBIC_Policy_Proposal_v8.0_Appendix_DE: https://drive.google.com/file/d/1Fd4TupbGoNjFWmIWDIsV34jD5AB...
TLBIC_Policy_Proposal_v8.0_Appendix_JP: https://drive.google.com/file/d/1kWoxpiLl2u-59-q20xN910xIm3l...
TLBIC_Policy_Proposal_v8.0_Supplement_EN: https://drive.google.com/file/d/16pfAwZc1E-X8waY3pyf8XUTVY60...
TLBIC_Policy_Proposal_v8.0_Supplement_DE: https://drive.google.com/file/d/1wP3tSkUh5d7PKSKlY95ACWwmgII...
TLBIC_Policy_Proposal_v8.0_Supplement_JP: https://drive.google.com/file/d/1PImkzmThPi8RNrThyBgyT1RYohi...
TLBIC_Polic...
So they're like expiring options contracts?
Which existing distributed ledger technology DLT are sufficient to host expiring options contracts for basic income?
If there was a CBDC (Central Bank Digital Currency), how would basic income and/or old age and disability social welfare (US: SNAP benefits, SSOADI) be distributed?
Public link: UBI Options on Interledger, W3C VC: https://share.gemini.google/3R53k83Dxfw2 ;
> Review the Interledger spec, then develop time-limited options contracts for basic income on Interledger. Consider WebMonetization for how to implement Interledger. https://interledger.org/developers/rfcs/interledger-protocol...
> [...] A UBI Fund would mint the "Streaming Zero-Strike Call Option" options contract by [...]
And then KYC and AML and grant accountability, so how to allow-list according to a merchant category etc but be Zero Trust without DNS?
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