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They went to resort, and that skips really expensive purchases: no one going to be buying new TV/gaming device/fancy tools/cars etc.. while away from home.

They also had 2 small kids, so lots of more expensive resort activities could not be done.

No wonder they left $33k out of $40k unspent, this is as non-representative as it gets.

$40K for a month, not a year.

$40k a month for a year is nearly half a million dollars.

Even the actual money they spent for the month, $13k, comes out to more than $150k a year. And that's after taxes.

Obviously no one is going on Hawaii vacations every month. But this is a dumb article trying to promote the author's book.