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Cached publicity for a thing called instinct. Flagging
This is The Atlantic. A very long-established magazine.
The Atlantic is pretty much just a brand these days.

It is controlled by the Emerson Collective: https://en.wikipedia.org/wiki/Emerson_Collective

That's why the article addresses the problem of AI using someone's credit card and not an issue that effects people like the unbanked.

affects

Yes, a person who is unbanked wouldn't need or be able to use this product, as well as 90% of any other product talked about on Hacker News, or in the Wall Street Journal, or in the New York Times. Does every piece need a statement lamenting the plight of the unbanked?

or what if we can give the ai machines our statements to better track trace and spend