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Can I get insurance for company renting humanoids for parties?

1 points by cpsk ↗ HN
It feels like an daunting and impossible task to find insurance for a company trying to rent humanoids for events and parties. How in the world are Neos and Telsa Optimus going to get insurance coverage if they are inside a home?

Are they just big players so they can get hold of risk underwriters and get them to approve it. But a small company that is trying to build rent robots for parties or conduct educational workshops using humanoids cannot get even general liability.

12 comments

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kuuuzya
I think you have some insurance from companies. Or not. In case of murder we’ll got a cool idea for the new film about robots
cpsk
dude take a chill pill...the robots I have are 3 ft and weigh 40 lbs.
thorin
Would you rather fight one chicken sized robot or 100 robot sized chickens?
pavel_lishin
Is it murder if a rented lawnmower kills a person?
ada1981
General liability umbrella policy for $1-$5MM is like $1-5k / year.
brudgers
[delayed]
cpsk
I'm not looking for manufacturer. I bought robots from a manufacturer and I have build some custom apps like adding a voice agent for Halloween. i also have simplified some devtooling for RL. I have some universities asking me to showcase the bots and sample apps in their AI innovation centers so that students get exposure to programming robots.

But for me to go on the campus with robots they want me to carry 2M in general liability. When I speak to insurance providers they are putting in a category that is not insurable by the common home, auto and small biz insurance.

sloaken
I think, not that I know, that they are expecting YOU, not your robots to have the liability insurance. If they go crazy, I think it is you they sue. Not the robots.
sloaken
When in doubt, I hear Llyods of London will insure anything, for the right price.
shoo
Quite a few successful businesses have their origin story in the founders starting business A, running into some annoying problem, then starting business B to solve that problem.

Be the party robot liability insurer you want to see in the world.

skyberrys
What about app Thimble? I used it to get a 2 day policy to take my LED globe and viewing portal to an earth day festival. It's not a robot but it's fancy electronics and the event required a policy.