My initial post above was flagged since I got into the habit to polish my hand written submissions using LLMs. In short, I felt there are not enough consumer apps that run locally with no calls to the outside world that help us manage sensitive corners of our lives (this app in its local variant only downloads a couple of models and occasional updates, it does not send any analytics nor data). Features-wise, Pulse local is a complete budgeting app that offers an assistant built on top of a fine-tuned model and thousands of rules embedded in the code itself. I'm sharing it for free with options to help me continue experimenting with fine-tuning and expanding along this direction. I'll be around to answer any questions (promise all answers will be human's and hand written).