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Title should probably have "Prediction:" prepended.
yeah, well, c'mon that's just good grammer.
Combining the vulnerabilities of NFC with the non-security of thumbprint reading on a device not controlled by the party wishing to verify your identity?

This is the kind of speculation that The Fonz might have engaged in after that incident involving riding a motorbike in an airborne fashion over a captive chrondrichthyes.

I think the 5S will be as underwhelming as the past S releases.
I just don't see it. Thumbprint readers aren't actually secure, and they add a large amount of friction to usage - and friction kills adoption.

Not only do you have to pull your phone out and hold it against some thing, you have to scan your thumb too. And that last part doesn't gain you any significant security increase.

Remember when they started integrating thumb readers into laptops and the marketing departments invented dozens of contrived use cases that sound great on paper (and only on paper)? How many of those use cases ever got adopted? I don't see how this one is any different.

I do hope for NFC though, Apple has the market presence, the mindshare, and the "screw you all we're doing it our way" to really enable adoption in a way Google was never able to pull off.