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Reads like a self-help book...
No shit? Effective people are proactive? And they seek win-win scenarios?

Tell me something I don't know.

Personally, I think HN is not the perfect place for self-help.

Also, I don't believe that any specific habits can you make you successful.

A lot of people became successful purely by probability.

Also, I don't believe that any specific habits can you make you successful.

Person "A": spends 105% of his income

Person "B": spends 85% of his income

Which habit do you think will lead to greater success?

Spending more than what you earn is not a habit, it's a disorder.

What I'm trying to say is that it does not work like that. If I were to follow all that is said in such book/articles, will I automatically become rich or successful?

Spending more than what you earn, as a repeated pattern of behavior, is definitely a habit. Most people would agree that it's a bad one.

If you're waiting for some advice or recipe to make you "automatically" rich or successful, you'll be waiting a long time. Nobody can guarantee that.

We can probably agree that there is a spectrum of habits that range from "good" to "bad". Practicing good habits doesn't create automatic success, just like practicing bad habits doesn't make success impossible, but there are statistical trends.

Actually, the study guide is pretty much the right length for the book.

They are all useful points, but the book itself beats the horse until it is very thoroughly dead.